b'PRESORTEDSTANDARDU.S. POSTAGEPAIDGMSwww.LawMoss.comMinneapolis, MN150 South Fifth StreetPRESORTEDSuite 1200 FIRST CLASS MAILMinneapolis, MN 55402 U.S. POSTAGETelephone: 612-877-5000 PAIDGMSFax: 612-877-5999St. Cloud, MN3800 Eighth Street NorthSuite 102St. Cloud, MN 56303Telephone: 320-654-4100Fax: 320-654-4101IMPORTANT NOTICE This publication is provided only as a general discussion of legal principles and ideas. Every situation is unique and must be reviewed by a licensed attorney to determine the appropriate application of the law to any particular fact scenario. If you have a legal question, consult with an attorney. The reader of this publication will not rely upon anything herein as legal advice and will not substitute anything contained herein for obtaining legal advice from an attorney. No attorney-client relationship is formed by the publication or reading of this publication. Moss & Barnett, A Professional Association, assumes no liability for typographical or other errors contained herein or for changes in the law affecting anything discussed herein.At the close of another year, all of us at Moss & Barnettgratefully pause and join together to sayThank Youand to wish you every Happiness this Holiday Season and throughout the coming year This holiday season in lieu of traditional cards and gifts, we are making donations to the following organizations:Second Harvest HeartlandOne of the nations largest hunger relief organization (2harvest.org)Sharing & Caring HandsA safety-net organization set up to help those in need (sharingandcaringhands.org)Dorothy Day CenterNow the new Higher Ground St. Paul, a homeless shelter located in downtown St. Paul providing emergency shelter as well as permanent housing (cctwincities.org)Pathways 4 YouthA youth resource center located in St. Cloud for young people experiencing homelessness (pathways4youthmn.org)'