b'PRESORTEDSTANDARDU.S. POSTAGEPAIDGMSwww.LawMoss.comMinneapolis, MN150 South Fifth StreetPRESORTEDSuite 1200 FIRST CLASS MAILMinneapolis, MN 55402 U.S. POSTAGETelephone: 612-877-5000 PAIDGMSFax: 612-877-5999St. Cloud, MN3800 Eighth Street NorthSuite 102St. Cloud, MN 56303Telephone: 320-654-4100Fax: 320-654-4101IMPORTANT NOTICE This publication is provided only as a general discussion of legal principles and ideas. Every situation is unique and must be reviewed by a licensed attorney to determine the appropriate application of the law to any particular fact scenario. If you have a legal question, consult with an attorney. The reader of this publication will not rely upon anything herein as legal advice and will not substitute anything contained herein for obtaining legal advice from an attorney. No attorney-client relationship is formed by the publication or reading of this publication. Moss & Barnett, A Professional Association, assumes no liability for typographical or other errors contained herein or for changes in the law affecting anything discussed herein.We Advise. You Decide.Moss&Barnett CongratulatesOur Lawyers Listed to 2020 Super Lawyers and Rising Stars*With special congratulations to Susan Rhode and Jana Aune Deach, listed on the Top 50 Women and Top 100 Minnesota Super Lawyers lists for 2020; and Jim Vedder, listed on the Top 100 Minnesota Super Lawyers list for 2020.Cindy J. Ackerman Bradley R. Armstrong* Kevin M. Busch Jana Aune Deach Aaron A. DeanKelly C. Engebretson * Charles E. Jones Susan A. King*Brittney M. Miller* Susan C. Rhode John M. Schmid * Dave F. Senger Thomas J. Shroyer Taylor D. Sztainer* Bryant D. Tchida James J. Vedder'