b'PRESORTEDSTANDARDU.S. POSTAGEPAIDGMSwww.LawMoss.comMinneapolis, MN150 South Fifth StreetPRESORTEDSuite 1200 FIRST CLASS MAILMinneapolis, MN 55402 U.S. POSTAGETelephone: 612-877-5000 PAIDGMSFax: 612-877-5999St. Cloud, MN3800 Eighth Street NorthSuite 102St. Cloud, MN 56303Telephone: 320-654-4100Fax: 320-654-4101IMPORTANT NOTICE This publication is provided only as a general discussion of legal principles and ideas. Every situation is unique and must be reviewed by a licensed attorney to determine the appropriate application of the law to any particular fact scenario. If you have a legal question, consult with an attorney. The reader of this publication will not rely upon anything herein as legal advice and will not substitute anything contained herein for obtaining legal advice from an attorney. No attorney-client relationship is formed by the publication or reading of this publication. Moss & Barnett, A Professional Association, assumes no liability for typographical or other errors contained herein or for changes in the law affecting anything discussed herein.At the close of another year, all of us at Moss & Barnettgratefully pause and join together to sayThank Youand to wish you every Happiness this Holiday Season and throughout the coming yearThis holiday season in lieu of traditional cards and gifts, we are making donations to the following organizations:Loaves and FishesTo provide healthy meals to Minnesotans in areas where need is greatest (loavesandfishesmn.org)Feed My Starving ChildrenFeeding Gods starving children hungry in body and spirit (fmsc.org)Good in the HoodTo influence, inspire and impact individuals, families and entire communities for good (goodinthehood.org)Ronald McDonald House, Minneapolis ChapterWe keep families together when it matters most (rmhtwincities.org)Anna Maries AllianceTo provide a safe place for victims of domestic abuse and to achieve systems change that reduces violence (annamaries.org)Catholic CharitiesTo serve and enhance human dignity for people of all faiths and beliefs (ccstcloud.org)'